2021/8/29.  No rising in rate of interest by BOJ/FRB Bank of Japan(BOJ)/Federal Reserve Bank(FRB) won’t raise in rate of interest. At the view of their government bond, they can’t raise it. BOJ Chair Kuroda and FRB Chair Powell might be selected as the role that they don’t raise rate of interest. Already new stage has come, “Zero rate of interest”. Investors have to recognize it. Stocks with dividends/growth potential or gold bars will be good to invest.(Or there may be other things to invest.) I don’t know current high prices of stocks is suitable or not. But if prices of whole stocks fall, I want to buy stocks with dividends. The stocks is similar to perpetual bonds, the stocks will give us dividends as long as the companies survive.

  2021/8/24.  The before Japan political election  Liberal Democratic Party in Japan politics (Referred as Jimin Party) will propose economic measures before Japan political election. Jimin Party prefers to protect its seat as the first party, and people of Jimin Party know which Japanese company will get benefits from economic measures before proposing them. Is this insider’s deal? Outsiders can’t know which companies will raise their stock prices, but insiders know it.

  2021/8/22.  The gold signal Bank of Japan(BOJ) has been keeping on monetary easing. I think that BOJ won’t stop it until Japan gov bankrupts. I thought the bankrupt will be near, but recently I feel it was wrong. I don’t know when it will happen, but readying for it is important, because JPY’s value has been declining. Buying gold is one method for it, and I found one small signal about gold. The below picture shows that this site prepares 2 languages, English and Chinese language. This means Chinese language version of this site is needed for one reason, which is that Chinese people want to know gold data.

  2021/8/9.  “The Great Reset”(book) “The Great Reset” is the book written by Klaus Schwab. https://en.wikipedia.org/wiki/Great_Reset https://www.amazon.com/COVID-19-Great-Reset-Klaus-Schwab/dp/2940631123 I read this book in Japanese edition, and I agreed with author’s opinions. In conclusion, there is the phrase that “Not everybody agree with the great reset caused by COVID-19”. I think so, too. And I think that, regardless of agree or not agree to the great reset, we have to encounter this situation caused by COVID-19. I feel something strange about developed countries’ people, they looks to have too much expects to the future. They have much restoring force to their “before COVID-19” life. The world has changed and now is “With/After COVID-19”. They try to buy more stocks in their markets. This may be because of expect to their futures. But I think that low or minus interest rates means that many companies in developed countries are losing earning power and w...

  2021/8/8.  The “Less” may make “More” Corona virus is spreading faster than ever at Tokyo. Tokyo population is too big, so spreading speed is fast. “Stay home” is keyword to stop it. Then, I am thinking about role of smartphone. Smartphone is mobile device. “Stay home” and “Mobile device” may conflict each other. In stead of going outside, I use local PC longer than past before Corona. “Less” time using smartphone makes “More” time using local PC. I am learning about Information Technology, Investment, Foreign languages and Accounting. These 4 subjects are essential for my life, and I need to spend a lot of time for them. “Less” time using smartphone provides to me a lot of values for spending to learn them. Corona virus is fearful and bad for human’s body. But if I handle to this situation well, corona brings me a lot of values for my life.

  2021/7/26.  The “more” or “more than or equal to” I met one difficult problem. The original story(English) is below site’s problem. And changed story(Japanese) includes changed rule. I think that this change is from mistranslation. But this change causes the problem MORE difficult. The original story http://www.bigriddles.com/riddle/ten-pirates-and-their-gold [The problem part] Each pirate will vote against a proposal if they know that they would end up with more gold if that proposal were to fail. [Changed rule] Each pirate will vote against a proposal if they know that they would end up with “more or equal to” gold if that proposal were to fail. It is a miracle difficult problem caused by mistranslation. “より大きい” corresponds to "more than". “以上” corresponds to "more than or equal to". “未満” corresponds to "less than". “以下” corresponds to "less than or equal to". In addition to the model answer, there are the following answ...

  2021/7/16.     Cheaper economy in Japan   I ate alone dinner at Yayoiken in Japan. https://www.yayoiken.com/en_files/regular_menu_pdf/88_2021.07Regular_EN_0706.pdf?id=2281 Hummm. It costed ¥780, approximately US$7.10. Is this too cheap? I ate at Tokyo Ginza in Japan. I don’t want to tell how good taste it was or how beautiful the dinner was.(And it was not so beautiful, just only one meal.) What makes it so cheap? Law of one price seems to have strong power in Japan. https://en.m.wikipedia.org/wiki/Law_of_one_price I think that law of one price prevents raising price in Japan. I want to think more deeper about this topic, later.

  2021/7/8.  “ 追い貸し” “追い貸し” refers to the extension of the life of bad company that should normally leave the market by the bank by making additional loans. Additional loans to bad company or government for extension of their life… “追い貸し” is similar to debt trap, but more clever. I feel that “追い貸し” is being done to USA government by other governments or non-native USA investors. Simply, USA government can’t return their debts, so that they have to cut government costs or USA interest rates raises. But none of them occured. This is because of “追い貸し”. “追い貸し” keeps on until USA government give up. In additional simulation, I think that next USA President will be Mr.Trump. Because if the USA stock & bond market crash, the society will be confused. At that time, he gets that position.

  2021/6/29.  The RED FLAGs in Tokyo Stock Market I sold all my stocks in Tokyo Stock Market. There seems to be some red flags in Tokyo Stock Market. First of all, J-reit market’s average Net Asset Value(NAV) is high. Almost all J-reit stocks’ NAV are over 1. This means that J-reit stocks are more expensive than their real values. Secondly, J-reit market’s average yields is 3.3%, it’s near 3%. This is dangerous flag. Aging country, especially as Japan, has low interest rates, but there are risk premiums. Risk premium has to be higher than 3.5% in Japan. (This number is what I feel.) Interest rates in Japan is under 0%, and I think it is equal to 0%. So J-reit market’s average yields should be over 3.5%. Third red flag is existence of individual investors. They are end buyers, and they seem to bet their money in Tokyo Stock Market. I don’t know when this bull market ends, but I quit this game and take a rest in some months. Cash is king, and crash is near.

  2021/6/2.  The Humanai & Humonkey I am afraid of the future between Humanai and Humonkey. Of course, Humanai and Humonkey are my original words.  Humanai The people who can create or use AI. Humanai can also use programming languages. Humonkey The people who are used by Humanai. Humonkey is monolingual, and only use smartphones. I want to write more about this topic, but I can’t write it now. I am learning about Python and other IT more and more.

  2021/5/25.  The Working Memory(WM) Working memory https://en.wikipedia.org/wiki/Working_memory Working memory(WM) is a small memory in human brain which can hold temporal information. WM is the part of short-term memory which is concerned with immediate conscious perceptual and linguistic processing. WM is just like a memory on computer. I have heard that training WM was important for doing tasks on job. Recently, I felt that I could training my WM with some smartphone’s app. And I found that N back task may be effective to train WM. N-back https://en.wikipedia.org/wiki/N-back There are some variations in N back task. I bought one app which train my WM by remembering about numbers of figure. https://apps.apple.com/jp/app/nバック/id591320567 I found that N-back task is consisted from load power and cycle number. Load power is number of N, and cycle number is number which I solved N task. Training WM is just like training muscle. Now, I could score 60 time...

 2021/5/12.  The Keynote Drawing I created one drawing. Recently, I bought electric piano (only for DTM). I am interested in creating music. And below are pictures what I have taken in Tokyo.

  2021/5/9. The Searching with Google Recently, searching with Google may be not enough for high IQ people. First of all, results of it include many advertisements, which are applied for SEO. Secondly, Google search doesn’t optimize for abstraction words. High IQ people can use both of abstract words and specific terms. If we search with specific terms, there are answers what we want to know. But if we search with abstraction words, there are mistakes. It’s not wrong for Google, because Google does business and optimization to various classes is correct answer for Google. In addition, Google seems to try other businesses, such as AI, Education and Firebase with Cloud servers. Google search may be still main business, but there are too many companies which want to cheat search rankings. I think that Google search’s results will be worse than now. And this doesn’t mean that Google’s stock price will be cheaper. Google may search other business fields(with Google search engine). :-)

  2021/5/1.     The Python I am learning about Python language with Udemy.  Dr.Angel’s “100 days of coding” is best course I have met. Python language is just like user side computer programming language. It is very useful for computer users. This means that Python language will be defect standard in programming languages. There are various computer OS, and Python will be language across those OSs. Python is powerful language. For example, I use Python library PyPDF2 for combining PDF. This library saves money for me to buy additional PDF readers’ function. The function costs $15per a month. There are lots of IDE(App for writing codes), and I am using VSCode on Windows. VSCode is free IDE for private development. Very useful, it is. If someone wants to get new skill, I recommend learning Python. And how I learn Python are below. (1)Watching Udemy courses. (2)Reading books. (3)Copying codes from Udemy courses and books. (4)Additionally, reading magazines about Python....