2018/7/27.  University education: There are some future problems… Recently , I am learning English & programming by Udemy , online education system. Not in courge… And not by professors. No matter which Udemy ’ s teachers have Dr. or not , the reputation by customers are decided. Online education kills university systems , I think. University systems cost a lot of money , the salary for teachers , assistants , and professers. In addition , the research equipments are expensive. So students pay expensive fee for them by education loans. University has 2 or more functions , education and research. But online education takes place in former function. And university education costs cheap , but it is paid a lot , I mean it is CASH COW for university. If university loses their cash cow , what is left in it? High salary and pension. Now university has brand names , but those values are bubble. The values will falls sooner or ...

2018/7/27. Materials & production methods How do riches become rich? Robert Kiyosaki who is famous author , wrote his answer in books. Riches own materials & production methods. I agree this answer. Materials: Food , water , gold , silver , metals... Production methods: Factory , real estates , companies... I think that riches don ’ t have money , they have assets which creates money. And the assets are materials & production methods. So I focus on assets , not money. Paper assets which I can buy in stock markets , are not real assets. Because they are not materials nor production methods. It ’ s difficult for me to get real assets... I need the courage to change my lifestyle. I try to start small things. Materials:Buying gold , silver and platinum. Production methods:Restarting to make Apps.

2018/7/23.  Italy or Japan bonds: Which will be trigger? Just small punch , but big impact to BOJ. Bank of Japan Offers Unlimited Bond Buying After Yields Jump https://www.bloomberg.com/news/articles/2018-07-23/japan-s-bond-yields-jump-on-reports-boj-to-discuss-policy-change I was wrong about next trigger to the collapse of world economy. I thought it was Italy. But Japan may be trigger. BOJ may be surprised at some articles about exit strategy. They are just small punches or observation balloons. BOJ is too surprised , and BOJ knows exit strategy is the weakest point of Japanese Economy. Because there may be NO exit strategy by BOJ. Japan is ending…  Or Japanese government will own all companies thorough Tokyo stock market. Beginning for socialism may be happening.

2018/7/22. Gold price: Falling as Great investor Jim Rogers expected  Gold price $1231@1oz ( 2018/7/22 ) https://goldprice.org Good emotion , I feel. Jim Rogers and other investors are right. The gold price is falling. I want to buy gold which price is under $1000@1oz.  Bitcoins are magic , they will vanish in the electric trash. But gold , gold is real. I think that Japanese stocks are not good. Of course their prices will raise in short term. But in long term view , there is no hope to raise again. Now , Bank of Japan is buying Japanese stocks by Japanese Yen. This means that BOJ is buying assets instead of making Japanese Yen by themselves. I think this trick will keep no longer. Sooner or later , BOJ & Japanese government control the Japanese big companies through the stocks. This is the root to be Socialism. ( In socialism , government owns all assets and method of manufacturing. ) Japan is Being socialism. This is just my opinion. But I f...

Japanese Government Bond(JGB) is Bubble 1.Definition Bubble: used to refer to a good or fortunate situation that is isolated from reality or unlikely to last. (From google search ”bubble definition”) 2.Situation  This is JGB’s 10 years yield chart.   This graph is JAPAN general government net debt in percent of GDP. Debt is increasing, but yield is decreasing. This situation include some contradictions. 3. Opinion about ending JGB Bubble may be next big problem. And it will collapse in 2019-2023. Japanese banks is suffering by low yields and they are surviving by selling past assets. The influence of low yields has been taking rich people’s interest money. Economic deflation was the help for low interest, because the deflation was the reason to serve money in bank.  And I read the book “ 五輪後の日本経済 ” by Sayuri Shirai who was member of Bank Of Japan. She wrote about IMF that they know Japanese government can’t rebuild their finan...